Investor Profile  

Asset Allocation and Its Ever Changing "Mix" Are
Powerful Keys to Making Your Money Grow.

Once we know your feelings and time horizons, we will then show you the Generic investment classes that you should be making for any of your investment goals.

A different portfolio would be indicated if the goal is short term versus long term. A different portfolio still will be dictated if you ultimately need money in a lump sum to buy a car or put a new roof on your home, spread out over a few years to pay for college, or last a lifetime for retirement.

Think about each of your goals and complete the following short questionnaire to the best of your ability. The answers will be tabulated to arrive at the appropriate type of portfolio ranging from a conservative income portfolio, to an income, to a conservative growth, to growth, to an aggressive growth.


1. Your investment objective summarizes the primary purpose of your account. It serves to define how assets should be managed. While asking yourself 'What do I want most to accomplish?', select the objective that best fits the purpose of your account.

Preserve asset value
Generate high current income
Achieve asset growth with moderate current income
Achieve strong asset growth with nominal income
Achieve maximum capital appreciation

2. Please check the box that indicates your response to the following statement: I am comfortable with investments that may go down in value from time to time, if they offer the potential for higher returns.

Strongly Disagree
Somewhat Agree
Strongly Agree

3. Age is a very important determinant of portfolio selection. Please check your age in the box below.

35 or Under
36 - 45
46 - 55
56 - 64
65 or Over

4. Your investment time horizon is an important variable to consider when constructing your account. How long will it be before you begin making withdrawals?

0 - 1 years
1 - 2 years
2 - 4 years
4 - 6 years
More than 6 years

5. Once you begin taking withdrawals from your portfolio, how long will the money in the account have to last before it is depleted?

Lump sum
Less than 1 year
1 - 5 years
6 - 10 years
11 or more years

6. An assessment of your income requirements is essential in determining the appropriate asset allocation structure for your account. Please check the box that best approximates the amount of CURRENT income your account needs to generate annually as a percent of your total income from all sources.

0 - 5%
6 - 15%
16 - 30%
31 - 50%
Over 50%

7. How long could you cover monthly living expenses with cash and investments you currently have on hand?

1 month or less
1 - 3 months
3 - 6 months
6 - 12 months
12 months or more

8. What is your outlook for your future income from sources other than investments over the next ten years?

It will greatly decrease
It will decrease, but not by much
It will stay the same
It will increase, but not by much
It will greatly increase